Working capital financing for metal construction wholesale and installation company

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Summary
The Company was founded in 1996 and does light metal structure wholesale and installation of solar panels. The Company sells metal constructions such as metal frames and mountings for solar panels, metal frames for furniture, metal structures for plasterboard walls etc.  Currently, the Company is seeking EUR 25,000 working capital financing for 12 months to supplement inventory in higher quantity for a discount price.  The loan will carry a 7.08% annual interest (0.59% monthly) with a monthly interest payments and principal repayment starting from the 4th month. The loan is fully secured with a guarantee from the European Investment Fund as well as a personal guarantee from the owner.

There are a number of factors that makes lending to the Company an attractive opportunity and the main highlights are as follows:
  • The loan is fully secured with the European Investment Fund guarantee and the owner’s personal guarantee.
  • The Company has more than 20 years of experience in the industry.
  • The Company has a significant equity-to-assets ratio of 51%.
ID 8108-3-LV
Industry Wholesale
Location Latvia
Loan type Business loan
Term 12 months
Expected return 7.08%
Interest rate Monthly
Amortisation Starting from 4th month
Risk grade A+ (100 out of 100)
Personal warranty From owner
Collateral Full guarantee from European Investment Fund
Capitalia's cofinancing 3000
Target amount 25000
Successfully funded