Wholesaler of disposable tableware and café chain owner

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The Company, established in 2010, is a leading supplier for take away food sector in Lithuania. Product range includes paper cups, disposable tableware, coffee and tea. In addition, it owns and operates 6 coffee shops. The Company is currently looking for financing of EUR 51,600 for 12 months period in order to make an advance payment to disposable tableware supplier. The loan is secured with a personal guarantee from the manager. Lenders are offered 13.20% annual (1.10% monthly) interest with monthly amortization schedule. The Company has been a long-term client of Capitalia with excellent payment discipline.

There is a number of factors that make lending to the Company an attractive opportunity and the main highlights are the following:

Diversified sources of income from 3 activities;
• The company has a track record of growth since the beginning of operations; 
Excellent previous cooperation with the Company with total repaid loans of over EUR 100,000;
• The loan is secured with a personal guarantee from the manager. 
ID 5261-2016-4
Industry Wholesale
Location Lithuania
Loan type Standard loan
Term 12 months
Expected return 13.2%
Interest rate Monthly
Amortisation Monthly
Risk grade A (93 out of 100)
Personal warranty Yes
Collateral No
Capitalia's cofinancing 2600
Target amount 51600
Successfully funded