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The Company specializes in growing seeds and selling ecological products such as potatoes and oats for local as well as for foreign buyers. The sales season for farmers starts only in the autumn so financing is necessary for working capital in the summer period to prepare for the upcoming high-season, more specific, money would be used for purchasing of materials, fuel and other spare parts for the farm. The company is family-owned and has received great reviews in the local press. The necessary amount of EUR 51 500,00 is to be financed through with a pledge of one of their newest tractors serving as additional guarantee. Loan would carry 6-month term and 12% annual interest rate with amortization at the last month of the payment schedule.

There is a number of factors that make investment in the Company an attractive opportunity and the main highlights are the following:

  • Excellent previous cooperation with the Company 
  • Company has been managed by a family in generations  
  • Loan is secured with a pledge of  a tractor worth EUR 50,000 and personal guaranty
  • Company receives State support payments for farmers
ID 1728-2013-5
Industry Agriculture
Location Latvia
Loan type Bullet
Term 6 months
Expected return 12%
Interest rate Monthly
Amortisation At the end of term
Risk grade C (72 out of 100)
Personal warranty Owner
Collateral Tractor
Capitalia's cofinancing 3500
Target amount 51500