Financing for growing and profitable transportation company (I)
The Company, founded in 2010, has three operational directions: it provides transportation services, processes agricultural hemp, and manages farming land. The majority (approximately 70%) of the revenue comes from transportation, while hemp processing and farming bring in 15% of revenue each. The Company wants to expand its transportation services and purchase one more truck. Therefore, the Company is seeking financing of EUR 17,850 for a 36-month period. The loan will carry an 8.04% annual interest rate (0.67% monthly) and will be amortized monthly. The financing benefits from a guarantee from the European Investment Fund which allows Capitalia to provide a buyback guarantee in case such guaranteed loan becomes default. In addition, the loan is secured with a personal guarantee from the owner.
Altogether the Company will receive financing with the European Investment Fund guarantee in the amount of EUR 35,700. However, the amount is divided into two separate financing projects, EUR 17,850 each.
There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:
- The loan benefits from the European Investment Fund guarantee which allows Capitalia to provide a buyback guarantee in case such guaranteed loan becomes default.
- The loan is secured with a personal guarantee from the owner.
- The Company has three different revenue streams.
- The Company has demonstrated significant growth in the recent years while remaining profitable.
- The Company has 11 years of experience in the business.